Brooke’s Note: Sometimes you are happy you picked up the phone. Such was the case yesterday morning when Matt DiGennaro called out of the blue to say that his RIA had helped host Tom Perez the previous evening and that he would like to contribute an account of what happened. I felt like he was offering a slice of history, of democracy at work as well. I keep wondering whether the Department of Labor’s bid to make a rule with teeth that puts investors ahead of fee extractors is real and lasting. DiGennaro’s observations allay some of this concern. When it comes to retirement money, we can finally agree that we want free enterprise, not a caveat emptor free-for-all.